See exactly how much you’re overpaying on your home loan.
Three honest fields. We compare your loan against the market and send a detailed PDF report straight to your WhatsApp. Zero upfront cost — every fee is already financed into the new loan.
- 18
- Banks compared
- 6–10w
- To disbursement
- RM 0
- Upfront cost
Total potential savings
RM 142,380
over the remaining 22 years
Sent to WhatsApp
in 60 seconds
See your number
Three fields. Three minutes.
Tell us about your current home loan. We'll compare it against 18 Malaysian banks and show you what you could save.
Optional — helps us tailor the comparison.
Typical Malaysian home loan rates today: 4.0%–4.5%. Check your latest bank statement or banking app for your exact rate.
Your savings preview
RM —/ month
Free · No sign-up · Verified by WhatsApp OTP
The report
A detailed PDF you can save, share, and bring to your accountant.
Not just one number — three savings strategies, your loan summary side-by-side, and a personalised written analysis. Every entry cost is already financed in, so your savings number is the real, after-everything-deducted figure.
- Current loan vs refinanced — clear comparison table
- Three savings strategies — pick the one that fits
- Total interest saved over your loan's full life
- Personalised AI analysis written for your numbers
- Save as PDF · Share with anyone helping you decide
Estimated monthly savings
RM 612
per month, against your current loan
Numbers shown are illustrative. Yours will be calculated from your actual loan details.
How it works
From overpaying to disbursement in three moves.
- Step 01
Tell us about your loan
Outstanding balance, current rate, tenure left. Three fields, sixty seconds.
- Step 02
Verify with one WhatsApp code
We send a 6-digit code to your phone. Confirms the report is for you, keeps it private from anyone else.
- Step 03
Receive your full report
Inline + on WhatsApp + saveable as PDF. Then a consultant walks you through it if you'd like.
Real homeowners
Real savings.
“Saved RM 480 a month. The whole thing took less than three weeks once I gave the green light.”
“I'd been with the same bank for 11 years. They never offered me a better rate — these guys did, in 30 minutes.”
Share & earn
Earn 30% on every friend who refinances.
Tick one box when you finish your calculation and you'll get a personal share link on the spot. Every refinance that closes through your link pays out 30% of the agent's commission. Paid 30 days after disbursement, straight to your bank.
- 01
Tick the optional opt-in box
On the OTP confirmation step, tick "I'd like to refer friends and earn commission". Optional — leave it blank and nothing happens.
- 02
Get your share link instantly
We generate a unique link like /calculate?ref=YOUR_CODE the moment your OTP verifies. No agent approval needed. Share it on WhatsApp, with friends, in group chats — wherever.
- 03
Earn 30% on every successful refinance
When someone refinances through your link and the bank disburses, you earn 30% of the agent's commission slice. We just need your IC + bank details before payout (one short form, takes 2 minutes).
Strictly opt-in. Don't tick the box and you stay a regular customer — your own refinancing is unaffected.
Paid by the agency, not by your friends.
Your friends pay nothing extra. The 30% comes out of the agent's commission, which is paid by the bank. Same refinance, same rate, whether they came through you or directly.
30% of the agent's commission slice. Not promised on calculations that don't close.
FAQ
Common questions.
Ready to see your number?
Three fields. Three minutes. The report lands in your WhatsApp.